Resources
Funding, explained like you own the place.
Because you do. The guides below are written by the people who underwrite the files — no fluff, no gated PDFs, real numbers throughout.
Understand the underwriting
How much can my business borrow?
The sizing math funders won't show you: revenue multiples for advances, coverage ratios for term loans, and what moves your number up.
9 ways to strengthen your statements before applying
Practical fixes — most take one banking cycle — that measurably improve the offer your file produces.
How lenders read your bank statements
True revenue vs. deposits, NSFs, negative days, daily balances, and the positions they can already see.
Products, costs & timelines
Advance vs. term loan vs. line of credit
Factor rates aren't APRs. The honest math on what each product costs and when each one actually fits.
What is revenue-based financing?
How it works, who it fits, what it costs — and the red flags that separate fair funders from predatory ones.
How long does a term loan really take?
A week-by-week timeline from application to wire for $250K–$5M files — and what makes them fast or slow.
Calculators
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