Tools
Run the numbers yourself.
The same math our desk uses — payments, true cost, and what your revenue supports. No email gate, no sales call.
Payment & payback calculator
For fixed-payback funding (advances and short-term loans): what a given amount, factor, and term mean in actual payments.
Total payback
$132,000
Cost of capital
$32,000
Weekly payment
$3,389
Daily payment (Mon–Fri)
$678
Factor rate → APR translator
Factor rates and APRs aren't the same language. This converts a fixed-payback offer into an approximate APR-equivalent so you can compare it against bank products honestly. Why the math works this way →
Cost per dollar
32¢
Approx. APR-equivalent
~77%
Worth it only if the money earns more than this during the term — run the use of funds, not just the rate.
Funding capacity estimator
Offers are anchored to monthly operating revenue. Set your average monthly deposits for an indicative range.
Monthly revenue
$60,000
$10,000$1,000,000
Advance range (4–12 mo)
$42k – $72k
Term-loan range (1–5 yr)
—
Indicative only — your offer is computed from your statements. Term loans from $250K, funded in 1 week–2 months.